Home / Where we work / E&S & Specialty Insurance
E&S & Specialty Insurance
E&S carriers · MGAs & program administrators · specialty P&C underwriting teams
In E&S, the first credible quote usually wins — and the bottleneck is almost never underwriting judgment. It’s the hours between a broker’s email landing and a human deciding the risk is even in appetite. Fix intake and you’ve bought more capacity than any hiring plan.
■ What’s breaking
Where the hours actually go.
Submissions arrive as email threadsInconsistent ACORD forms, SOVs, and loss runs — triaged by whoever opens the inbox.
Loss runs rekeyed before ratingData entry standing between a submission and a rate indication.
Declinations as slow as quotesCapacity spent on triage instead of pricing the business you want.
No data on why you lostThe submission was never structured, so the hit-ratio analysis can’t exist.
■ What we build
The systems that fix it.
- 01Submission intake that reads the email, the forms, the SOV, and the loss runs into structured risk data
- 02Automated clearance and appetite triage so underwriters see in-appetite work first
- 03Loss-run extraction feeding straight into rating
- 04Quote-turnaround instrumentation — where the hours go, by broker and by class
- 05A hit-ratio dataset that exists because every submission is now structured
Where to startAn Underwriting AI Readiness Sprint to size the intake bottleneck in hours and premium, then a Document-to-Decision Sprint on submissions and loss runs.